Up to date statements by the Town of London Police Commissioner James Hart that future terrorist attacks in London’s finance centre are, “a matter of when, instead of if”, will increase already heavy worries over issues of private and business financial protection. Where better to hit than at the fiscal centre?”.

Mr Hart also echoed a brief by the insurer Axa which warned that just under half of tiny firms don’t have a plan in place to make sure that their business could survive should they be hit by an emergency or disaster. Axa highlighted that many companies, particularly in the South East danger section, are not even covered against general risks like fire and flood, which have a much larger chance of hitting a business than the now high profile terrorism threats. The actions have been called off outstanding a report due this month from a working party that has been set up with the Somerset Fire and Rescue Service to look at the fire-fighters’ private insurance. Standard Life claimed the company wasn’t looking to “cause more distress” to victims and their families. The organisation of English Insurers ( whole life insurance quotes ) has tried to reassure emergency employees who may die as an indirect effect of terrorist events by saying, “exclusions don’t often apply on stand-alone life insurance policies, without reference to the occupation of the policyholder” they also indicate that “other personal insurance cover” such as private accident, mortgage protection, earnings protection and imperative sickness cover are usually subject to exclusions. This would imply that many existing insurance programmes held by emergency workers to guard their future and that of their family, like home loan payment protection, may not provide any cover in the event of a terrorist attack.

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